The Influence of Financial Technology and Financial Literacy on Inclusion Finance in the Community in Kuta Galuh Village

Abstract

This research aims to determine the effect of financial technology and financial literacy on financial inclusion in the community of Kuta Galuh Village. This research uses a quantitative research type. The population in this research is the community in Kuta Galuh Village. The number of samples used in this research is 85 respondents. The data collection method in this research is by distributing questionnaires to respondents and the data is processed through the SPSS (Statistical Package for the Social Sciences) program. Based on the hypothesis testing, it shows that: a) financial technology has a positive and significant effect on financial inclusion in the community of Kuta Galuh Village (t-count value > t-table, 2.443 > 1.989), so the research hypothesis H2 is accepted. b) financial literacy has a positive and significant effect on financial inclusion in the community of Kuta Galuh Village (t-mcount value > t-table, 4.862 > 1.989), so the research hypothesis H1 is accepted. c) financial technology and financial literacy simultaneously have a significant effect on financial inclusion in the community of Kuta Galuh Village (F-count value > F-table, 20.391 > 3.11 at sig. 0.000 < 0.05), so the research hypothesis H3 is accepted. The results of this research indicate that partially and simultaneously, financial literacy and financial technology have a significant effect on financial inclusion in the community of Kuta Galuh Village.