Eva Yuliana, Rusiadi, Lia Nazliana Nasution. Analysis of Banking Digital Transformation and Front-Line Staff Efficiency in the Indonesian Banking Sector (2020–2024). ICEEGLOF [Internet]. 2026 Feb. 13 [cited 2026 Sep. 18];:2329-43. Available from: https://proceeding.pancabudi.ac.id/index.php/ICEEGLOF/article/view/1813