Analysis Of Factors Inhibiting The Formation Of Sharia Based Bumdes In The Village Of Kota Pari, Serdang Bedagai.

Abstract

This study aims to analyze the factors hindering the establishment of Village-Owned Enterprises (BUMDes) in Kota Pari village, Pantai Cermin subdistrict, Serdang Bedagai district. In an effort to improve the village economy, each village needs a BUMDes to meet the needs and manage the potential of the village, which is managed by the village community so that the impact will directly help the village community. Within the development strategies and policies of Kota Pari Village, the establishment of a BUMDes is one of the key strategies and policies aimed at improving the local economy. However, to date, this initiative has not been realized. The establishment of a sharia-based BUMDes is actually very appropriate for Kota Pari Village, given its predominantly Muslim population. However, the lack of human resources (SDI) is the primary factor delaying the establishment of a sharia-based BUMDes in this village. Kota Pari Village lacks human resources (HR) with the ability to develop sharia-based entrepreneurship, so village officials and the community are still unsure about the business model they will develop once the BUMDes is established. Based on these findings, the recommendation is to collaborate with various sharia financial institutions to develop the capital for the sharia-based BUMDes. Additionally, activities such as community service and mentoring from higher education institutions, particularly the University of Panca Budi Development, are essential to formulate the appropriate model and strategy for establishing and developing a sharia-based BUMDes in Kota Pari Village.