Analysis of Online Fraud Crimes With Cashback and Commission Offer Modes Through Online Media
Keywords:
Online Fraud, Cashback, Social Media, ITE Law, Legal ProtectionAbstract
This study aims to analyze online fraud crimes with the mode of offering cashback and commissions through social media, including legal arrangements, victim protection, and obstacles in law enforcement. The method used is normative juridical with literature studies, reviewing laws and regulations, legal literature, and related documents. The results of the study showed that the crime of fraud was regulated in Article 378 of the Criminal Code for conventional fraud as well as Article 28 and Article 45A of the ITE Law (Law No. 11 of 2008 and Law No. 19 of 2016) for online fraud, providing a criminal threat of up to six years in prison and/or a maximum fine of Rp1 billion. Legal protection for victims includes the right to material compensation through compensation and restitution, supported by a professional judicial process, and preventive efforts through digital literacy and public education. Online fraud modes include phishing, scams, and shared card info, while obstacles to disclosure of perpetrators include the use of fake identities, complex banking bureaucracy, low professionalism of investigators, and limited digital investigation support facilities. The implications of the research emphasize the need to strengthen the capacity of law enforcement officials, optimize ITE Law regulations, and increase public digital literacy and awareness as preventive measures in dealing with the diversification of online fraud modes.
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