A Descriptive Study of Health Financing at Specialized Eye Hospitals in Indonesia

Authors

  • M. Ammar Al Ghifari Universitas Pembangunan Panca Budi
  • Irsyam Risdawati Universitas Pembangunan Panca Budi
  • Muhammad Arif Sahlepi Universitas Pembangunan Panca Budi

Keywords:

Health financing, Eye hospitals, Universal Health Coverage, National Health Insurance

Abstract

Eye care services in Indonesia, particularly in Specialized Eye Hospitals (RSKM), play an essential role in improving the quality of life of the population. However, healthcare financing in this sector faces major challenges, including the imbalance between hospital operational costs and revenue, as well as dependence on external funding sources such as health insurance and social assistance programs. This study aims to analyze the healthcare financing system implemented in Specialized Eye Hospitals in Indonesia and identify factors influencing service sustainability and quality. A descriptive qualitative approach was used by analyzing secondary data from relevant literature, including studies on health financing and the implementation of Law No. 17 of 2023 on Health. The findings indicate that despite the government’s commitment to achieving Universal Health Coverage (UHC), disparities in healthcare benefits persist between the public and private sectors. The public sector tends to serve low-income populations, while higher-income groups rely more on private healthcare services. Furthermore, the National Health Insurance (JKN) system faces challenges such as overlapping revenue collection and unequal access to healthcare services, especially in rural areas. The implementation of Law No. 17 of 2023 is expected to address these disparities by promoting more transparent and equitable financing mechanisms, as well as increasing funding allocation for public hospitals. This study provides valuable insights for policymakers and hospital administrators in designing a more efficient and sustainable healthcare financing system.

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Published

2025-10-27

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