The Role of Islamic Financial Literacy and Social Media on the Income of Agricultural Communities in Klambir V Kebun Village
Keywords:
Islamic Financial Literacy, Social Media, Income Generation, Agricultural CommunitiesAbstract
This study investigates the role of Islamic financial literacy and social media in enhancing the income of agricultural communities in Klambir V Kebun Village, North Sumatra, Indonesia. The research focuses on understanding how the knowledge of Islamic finance principles and the use of digital platforms like Facebook, Instagram, and WhatsApp can help farmers improve their financial outcomes. Using a quantitative research approach, the study analyzes data from 150 farmers to determine the relationship between these two variables and their effect on income generation. The findings indicate that both Islamic financial literacy and social media usage significantly contribute to increased income levels among farmers. Financially literate farmers are more capable of managing their finances effectively, while those actively using social media benefit from broader market access and reduced reliance on intermediaries. The study provides valuable insights for rural development initiatives and emphasizes the importance of financial education and digital engagement in fostering sustainable agricultural practices.
References
A. Fadlan, R. P. Lubis, and M. Handoko, “The Effect of Land Area and Price on the Farmers’ Welfare in Klambir V Kebun Village, Hamparan Perak District, Deli Serdang Regency,” in The 2nd Tanjungpura International Conference on Management, Economics, and Accounting (TICMEA), pp. 25–29, 2024.
A. Fadlan, A. I. Faried, and S. W. B. Lingga, “Strategies for Increasing Sweet Orange Production and Their Impact on Farmer Income in Partibi Lama Village , Merek Subdistrict , Karo Regency,” Int. J. Sustain. Appl. Sci., vol. 3, no. 11, pp. 769–776, 2025.
A. Fadlan, R. P. Lubis, and M. H. Tarigan, “The Effect of Production and Capital on the Farmers’ Welfarein Klambir V Kebun Village, North Sumatra,” J. Masy. Marit., vol. 08, no. 1, pp. 54–63, 2024.
M. H. S. Alhabshi, "The Role of Islamic Finance in Rural Development," Asian Journal of Economics, Business, and Accounting, vol. 17, no. 2, pp. 1-11, 2020.
H. M. Al-Hashimi and M. M. H. Al-Mansoori, "The Role of Social Media in Enhancing Agricultural Marketing," International Journal of Advanced Computer Science and Applications, vol. 12, no. 5, pp. 92-98, 2021.
Z. Z. Abidin and F. O. Norsiah, "Utilization of Islamic Financial Products by Farmers in Malaysia: A Case Study of Islamic Financing Schemes," International Journal of Islamic Economics and Finance Studies, vol. 1, no. 1, pp. 45-58, 2020.
A. Sulaiman, "The Importance of Islamic Financial Literacy for Rural Communities: A Case Study of Indonesian Farmers," J. Islamic Financ., vol. 12, no. 3, pp. 155-165, 2020.
M. Ahmad, R. A. Zulkifli, and M. H. Yusoff, "Islamic Microfinance and Its Role in Rural Economic Development," Int. J. Islamic Econ. Dev., vol. 8, no. 2, pp. 38-52, 2019.
I. Mihaila, R. T. S. Choudhury, and S. K. Verma, "Financial Literacy and Agricultural Development: Insights from Islamic Finance," J. Agric. Econ., vol. 5, no. 1, pp. 23-35, 2020.
M. Rashid, R. F. M. Yusof, and N. A. Rahman, "Role of Social Media in Promoting Agricultural Business in Rural Communities," J. Rural Marketing, vol. 19, no. 4, pp. 123-134, 2021.
A. Oluwatoyin, A. F. Adebayo, and K. A. Mustapha, "Social Media Use and Agricultural Development: The Case of Nigerian Farmers," Int. J. Agric. Econ., vol. 7, no. 2, pp. 90-104, 2020.
F. Ihsan, M. M. Adnan, and K. A. Ibrahim, "The Impact of Social Media on Knowledge Sharing Among Farmers," J. Agric. Soc. Sci., vol. 21, no. 3, pp. 289-298, 2020.
N. Salim and K. Yusoff, "Islamic Financial Literacy and Its Role in Empowering Rural Farmers: A Conceptual Framework," J. Islamic Econ. Stud., vol. 15, no. 4, pp. 110-121, 2018.
M. H. Sulaiman and M. A. Alhabshi, "Islamic financial literacy and its role in improving the financial health of rural farmers," Int. J. Islamic Econ. Dev., vol. 8, no. 2, pp. 112-125, 2019.
M. Rashid, N. A. Rahman, and R. F. M. Yusof, "The role of social media in agricultural marketing: Enhancing farmer income in rural areas," J. Rural Marketing, vol. 19, no. 4, pp. 230-245, 2020.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Ahmad Fadlan, Annisa Ilmi Faried; Suhendi
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
International Conference On Islamic Community Studies, Education and Science, its website, and the articles published therein are licensed under a 
